University of Kentucky Employees

Dear University of Kentucky Employee,

On behalf of MPM, we would like to welcome you to our website. Over the years, MPM has partnered with UK to provide and administer benefits designed to supplement those already provided by the University. As a UK employee, you are eligible to enroll in these benefits within the first 30 days of your hire date or during the "Open Enrollment" period each year. If you do not elect to participate in a benefit when first eligible, stricter underwriting guidelines may be used at a later date and coverage may be denied. This is a summary of the available plans and benefits.

Most Supplemental Benefits have common features that include:

  • Discounted Costs - Rates are significantly reduced due to group size.
  • Payroll Deduction - No checks to write and easier to budget.  Please note that benefits with pre-tax premium deductions can only be changed/cancelled during UK's Benefits Open Enrollment (except for Qualifying Events).
  • No Medical Exams – Health underwriting is relaxed due to group size.
  • Portability - Most plans may be continued after employment ends on a home bill basis.


Following is a list of the available benefits. You will need Adobe Acrobat Reader to open the pdf files. You can get it here:

 

Universal Life Insurance: Available for employees and their spouses, children, and grandchildren (Issue ages 0-64). This permanent type of life insurance is designed to be there for you now and in retirement. It also accumulates cash value.

  • Perfect for Final Expenses/Burial Policy.
  • Adult premiums as low as $5/week.
  • Children/Grandchildren premiums as low as $3/week.
  • Death Benefits as low as $10,000.
  • Cheaper than waiting and converting group term life at retirement.

Click on the following links for additional information and call MPM with questions and/or to complete an application.

 

Short-Term Disability Income:    The Short-Term Disability Income Plan is designed to provide an income for up to 6 months when an employee cannot work due to an illness or off-the-job accident.  Faculty are not eligible for this benefit.  The plan also covers disability resulting from pregnancy after 10 months on the plan.  Plan A has a 14-Day Elimination Period, and Plan B has a 30-Day Elimination Period.  Please call MPM to enroll.

 

Trustmark Forms:

 

Accidental Injury Insurance:  This plan is designed to help employees and their families take care of the unexpected bills related to injury accidents that occur everyday. Accident insurance provides benefits for initial care, injuries and follow-up care that are a result of a covered accident. These benefits are not offset by health insurance benefits; and all payments are paid directly to you. Polices are issued by Trustmark Insurance Company.

 

Trustmark Forms:

 

Long-Term Care Insurance:  John Hancock, UK's current group carrier, has temporarily suspended the acceptance of new applications.  New information should be announced this Summer (2012).  For service of existing John Hancock policyholders, please call (800) 400-2896.  If you purchased a policy from Monumental Life on or before March 31, 2005, please call our office for service.  If you would like MPM to provide you with information and/or quotes from other carriers, please call us at (859) 223-4973.

Cancer and Specified Disease Insurance: Available to employee and family.  (Issue ages 0-64).  Designed to help offset indirect out of pocket expenses associated with cancer treatment and other specified diseases. Benefits are paid directly to the insured regardless of any other health insurance coverage in force.  The plan also pays each insured a Wellness Benefit of $75 to $100 per year when the insured receives a qualifying wellness exam/test.

Voluntary Long-Term Disability Buy-Up:  Allows an employee who is eligible for the University provided long-term disability benefit to purchase additional coverage equal to 10% of base salary.  Benefits are tax free and not offset by other forms of disability benefits.  Call UK Benefits at (859) 257-9519, option 3 to confirm exact base salary; and use the worksheet below to calculate your monthly benefit and premium.

 

 

Auto & Homeowners Insurance: Special group rates for Auto, Home, Renters, Condo, Recreational Vehicle, Boat, Mobile Home, Landlord's Rental Dwelling, and Personal Excess Liability ("Umbrella"). For quotes, please call 1-800-GET-MET8.  To obtain a quote online, go to www.metlife.com/mybenefits.  Be sure to have a copy of your current coverage in hand so that you can obtain an accurate comparison.

Veterinary Pet Insurance: Insurance for your pet that can help pay for minor problems to life-threatening situations. Allows you to visit any licensed veterinarian. Optional Vaccination and Routine Care Coverage is also available. For quotes, please call 1-800-GET-MET8. For quotes online, go to www.metlife.com/mybenefits.

Please call our office at (859) 223-4973 for additional information or to enroll in these benefits. Please keep in mind that because many of these policies are individually owned and portable, one of our specialists may have to assist you with your application.

If you are already enrolled in one or more of these benefits and would like to make changes, please click below for a Service Request Form. Please do not hesitate to call our office if you need assistance.

  

Other Forms: